: Buying health cover for their pets on the rise #IndiaNEWS #Business Hyderabad: Pet parents go the extra mile to keep their pets healthy. In this direction, many are now opting to buy insurance cover
Buying health cover for their pets on the rise #IndiaNEWS #Business
Hyderabad: Pet parents go the extra mile to keep their pets healthy. In this direction, many are now opting to buy insurance cover for their pets. The cover starts around Rs 300 per year for a small pet for a single type of cover such as terminal diseases.
Players like Bajaj Allianz General Insurance, The New India Assurance and Oriental Insurance are offering pet insurance. Varying with the plan choices, the cover offers mortality benefit, surgery expenses, third party liability, transit expenses, theft/loss/straying cover and others. The entry age ranges from three months to ten years.
The policies also have some exclusions. Surgeries that are not necessitated because of illness or accident are excluded. Also, surgeries to cure deformities or congenital defects, those done due to pregnancy or whelping, those related to grooming, cosmetic and elective and dental surgery not caused by the accident or injury are excluded. Canine insurance can be bought for indigenous, cross-bred as well as exotic dogs.
“Usually, pet parents go for a long-term cover with a lump sum coverage of Rs 25,000 which comes at an annual premium of Rs 1,284 for a large category dog aged not more than seven years,??? said Tarun Mathur, CBO- General Insurance and Co-Founder, PolicyBazaar. com, an insurance aggregator.
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